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Directors and Officers Insurance

If you are a Director or Senior Executive operating a business you could be held personally liable for any legal action brought against your business.

The potential liability can be severe, both personally and professionally, with disqualification as a Director, personal bankruptcy, or even a prison sentence as a consequence.

Who can sue you and why?
• Claims can be brought by anyone who feels they have suffered a loss arising from a Director or Senior Executive wrongfully acting in their position.
• Negligence, breach of duty, libel, slander and mismanagement are some of the wrongful acts for which you could be liable.

• You don't have to have acted wrongly to be personally sued, but you would still have to defend yourself.
• Corporate limited liability status or employers liability insurance will not protect you from personal prosecution or civil action.

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