Insurers look for the following risk management features:


• Written Health & Safety Policy

• Anti-bullying policy

• Policy to guard against abuse

• Formal induction/refresher training

• Exchange of 'best practice' with similar organisations

• Statement of purpose/mission statement

• Policy for safeguarding of children/young people/vulnerable adults

• Criminal Record Bureau (CRB) checks

• Risk assessments, care plans and security procedures suitable for The well-being of others in your care/third parties

• References/probationary periods/supervision

• Record-keeping - all reviewed and updated regularly?